TERMS AND CONDITIONS OF USE

Mentorships.com LLC, Millionaires.ai, its affiliates, subsidiaries and successors “including but not limited to “Millionaires.ai”, and herein also referred to as “we, us, our” welcomes you. We invite you to access and use our websites, including, without limitation, to our websites

https://www.millionaires.ai
(collectively the “Websites” and/or “Millionaires).

And our location: 5830 E 2ND ST, STE 7000 #9315 CASPER, WY 82609

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, MEMBER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF July 1, 2022.


ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the “TOS”) is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface Millionaires.ai, its affiliates, subsidiaries and successors “including but not limited to “Millionaires.ai”, in association with the use of all of the Millionaires.ai websites, (collectively the “Website”) and its Services, which shall be defined below.  

THIS IS A BINDING AGREEMENT. THESE TERMS AND CONDITIONS OF USE, ACCESS, PURCHASE & SALE (“TERMS”) TOGETHER WITH OUR PRIVACY POLICY FORM A LEGALLY BINDING AGREEMENT (“AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND US. THIS AGREEMENT GOVERNS YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY US, ANY ORDER YOU PLACE THROUGH THE WEBSITE, ELECTRONIC COMMUNICATION, BY TELEPHONE, OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPTED USE OF THE PRODUCTS OR SERVICES OFFERED ON OR AVAILABLE THROUGH THE WEBSITE.


DESCRIPTION OF WEBSITE SERVICES OFFERED

The Website is online education, marketing & business opportunity which has the following description: Our purpose is to deliver to our clients cutting edge digital products to enhance their everyday lives while offering unique education and in additional, unique business opportunities within our platform Any and all visitors to our site, despite whether they are registered or not, shall be deemed as “users” or “registered users” of the herein contained Services provided for the purpose of this TOS. Once an individual purchases a product or service and completes the process of creating an account, the user shall then be considered a “Member of Products” or “Member”, with access to our members.millionaires.ai training portal and shall be deemed as an individual that has opted to receive promotional content, purchase a product or service through one of our Websites, is agreeing to the terms of this Agreement and the accompanying Terms and Conditions of Purchase with respect to such product or service.

The user and/or Member acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable resources, and digital assets. At its discretion, we may offer additional website Services and/or products, educational materials, live and community coaching and mentoring by experts at Millionaires.ai and on a weekly and daily level. We also maintain the right to update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Our Websites are not affiliated with TikTok, Instagram, Facebook, Spotify, YouTube, Google, LinkedIn, Snapchat, or any other social media platform, website or company. All brand names and logos are the exclusive property of each respective owner. We hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user and/or Member of Products, or Member, acknowledge, accept and agree that we shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. It is your responsibility to stop using the provided Services forthwith in the event that you do not agree to the updated, revised or modified terms, Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall be provided to the best of our ability, and should be considered to be delivered and accepted “as is” and we shall not assume any responsibility or obligation for the effect of materials on overall business, growth, and or income, and are not responsible for employee timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

We provide visitors to our Websites (“Visitors”) access to the Websites subject to the following Terms of Use, which may be updated by us from time to time without notice to you. By browsing the public areas or by accessing and using the Websites, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, this “Agreement”). If you do not agree to any of these terms, then please do not use the Websites.

capitalized terms not defined in these Terms of Use shall have the meaning set forth in our Privacy Policy.

Earnings Disclaimer
When addressing financial matters in any of our websites, videos, newsletters, programs or other content, we’ve taken every effort to ensure that we accurately represent our programs and their ability to grow your business and improve your life. However, the Company does not guarantee that you will get any results or earn any money using any of our ideas, tools, strategies or recommendations, and nothing on our Sites is a promise or guarantee to you of future earnings

YOU EXPRESSLY AGREE THAT YOUR USE OR INABILITY TO USE THE WEBSITES AT YOUR SOLE RISK. By purchasing any of our Programs, Products, Deliverables, Consulting Services, Coaching Services, and Resources and you automatically, assume, acknowledge accept, agree and understand that you maintain full absolute discretion and are fully responsible for your progress and results from your participation and that we offer no representations, warranties or guarantees verbally or in writing regarding your earnings, business profit, loss, damages, marketing performance, audience growth or results of any kind. You fully understand and acknowledge that you, individually are responsible for your actions and results in life and business which are dependent on personal factors including, but not necessarily limited to, your skill, knowledge, ability, dedication, application of tools, resources, information, business savvy, network and financial situation, to name just a few. You also understand that any testimonials or endorsements by our customers or audience represented on our programs, websites, content, landing pages, sales pages or offerings have not been scientifically evaluated by us and the results experienced by individuals may vary significantly. Any statements outlined on our websites, programs, content and offerings are simply our opinion and thus are not guarantees or promises of actual performance. We offer no professional legal, medical, psychological or financial advice.

GENERAL BUSINESS DISCLAIMER – *INDIVIDUAL RESULTS WILL VARY*


This disclaimer is intended to provide clarity and transparency regarding the nature of Millionaires.ai’s services, including our YouTube ads, marketing pages, and sales calls. Please read and understand the following statements before proceeding with the contract: Millionaires.ai is an online education and training company. We do not sell a business opportunity, “get rich quick” program, or money-making system.

Millionaires.ai does not make earnings claims, efforts claims, or guarantees that our training will generate any specific financial results.

Likewise, our YouTube ads, marketing pages, and sales calls are designed to provide information about our educational programs and training services. They are not intended to promote or offer “get rich quick” schemes. Furthermore, the purpose of our YouTube ads, marketing pages, and sales calls is to inform potential clients about the benefits of our educational programs and the potential opportunities they may offer.

We believe that with education, individuals can enhance their skills and knowledge. However, we do not aim to guarantee success in our training programs. Likewise, we do not make any guarantees or promises of specific financial outcomes.  

It is important to consider that the testimonials, success stories, and case studies presented in our YouTube ads, marketing pages, and sales calls are based on the experiences and results of specific individuals. These results should not be construed as a promise or representation of the results you may achieve. The statements and depictions on our website or in our training materials represent the opinions, findings, or experiences of individuals who have undergone our education and training. We do not measure earnings or financial performance. Instead, we track revenue, profit margin results, and satisfaction through voluntary surveys. However, completed revenue and profit margin results should not be equated with overall financial success.


Thus, the earnings and income representations made by Millionaires.ai are aspirational statements only and may or may not reflect typical results. Your actual results may vary as they depend on your individual effort, time, skill, and other factors.

By engaging with our YouTube ads, accessing our marketing pages, or participating in sales calls, you acknowledge that the purpose of these communications is to provide information about our educational programs and services. You understand that any claims, statements, or testimonials are for illustrative purposes and should not be interpreted as a guarantee of financial success or rapid wealth accumulation.

We emphasize that success in any educational or business endeavor requires dedication, effort, and time. Our programs are designed to provide you with knowledge and skills. Thus, your individual results will usually be based on your personal commitment and external factors and we cannot guarantee that you will achieve similar outcomes.

We thus encourage prospective clients to approach our programs with a realistic mindset, understanding that building a successful business or achieving financial goals generally requires long-term effort, perseverance, and continuous learning. We also encourage you to conduct independent research, evaluate your personal circumstances, and consider seeking professional advice before making any financial or business decisions based on the information provided in our YouTube ads, marketing pages, or sales calls.


Every online business is different employing different strategic mentorship, coaching community products, and education to provide for different products and services that may differ in the application to your business. Therefore, individual results will vary from Member to Member. YOUR BUSINESS’ INDIVIDUAL RESULTS WILL VARY DEPENDING UPON A VARIETY OF FACTORS UNIQUE TO YOUR BUSINESS, INCLUDING BUT NOT LIMITED TO YOUR CONTENT, BUSINESS MODEL, AND PRODUCT AND SERVICE OFFERINGS.

We do not promise, guarantee, or warrant your business’ success, income, or sales. You understand and acknowledge that we will not at any time provide sales leads or referrals to you or your business. Those businesses who purchase our products or services will receive access to software, education, and tools to create Internet sales funnels and otherwise assist with their respective online offerings. However, we do not guarantee your business’ success and based upon many market factors that we cannot control, the software, education, and tools we provide may or may not be applicable to your specific business. Further, we do not make earnings claims, efforts claims, return on investment claims, or claims that our mentorship, millionaires calls, Millionaires community, millionaires courses, software, tools, or other offerings will make your business any specific amount of money, and it is possible that you will not earn your investment back. We do not sell a business opportunity, “get rich quick” program, guaranteed system, franchise system, or a business in a box. Likewise, our Youtube ads, marketing pages and sales calls do not offer get rich quick schemes. You should not purchase our products or services if that is your expectation. Instead, you should purchase with the understanding that using the information and software purchased will take time and effort and may be applicable in some situations but not others. Also, we do not offer any tax, accounting, financial, or legal advice. You should consult your business’ accountant, attorney, or financial advisor for advice on these topics.

The Company may provide links to or refer to content and services created by third parties that are not affiliated with Millionaires.ai. We do not endorse or approve such content and are not responsible for its accuracy or reliability.


Description and use of our websites

We provide Visitors, Members and or Members of Products with access to the Services as described below.

Visitors. Visitors, as the term implies, are people who do not register with us, but want to explore the Websites. No login is required for Visitors. Visitors can: (i) view all publicly-available content on the Websites; and (ii) contact us @ support@millionaires.ai

Members and Members of Products. Members can do all the things that Visitors can do, and: (i) purchase products and services through our Websites; (ii) access exclusive content available only to Members; (iii) create, access, manage, and update their own personal accounts on the Websites Member Area; (iv) post comments and other content on the Websites (collectively, “Member User Content”); (v) sign up for our various programs; (vi) sign up for alerts and other notifications; and (vii) become part of the Millionaires.ai community.

Our Websites are under no obligation to accept any individual as a Member and may accept or reject any registration in its sole and complete discretion. In addition, our Websites may deactivate any account at any time, including, without limitation, if it determines that a Member has violated these Terms of Use.

HARMFUL ACTS. Any dishonest or unethical business practice; any violation of the law; infliction of harm to Our reputation; hacking and other digital or physical attacks on the Website; and the violation of the rights of Our or any third party;      
“SPAMMING” AND UNSOLICITED COMMUNICATIONS. You agree that you will not conduct spam and unsolicited communications. Any communications sent or authorized by you reasonably deemed “spamming,” or any other unsolicited solicitations (including without limitation postings on social media or third-party blogs) will be deemed a material threat to Our and to the rights of third parties. It is your obligation, exclusively, to ensure that all business communications comply with state and local anti-spamming or analogous laws.      
OFFENSIVE COMMUNICATIONS. Any communication sent, posted, or authorized by you, including without limitation postings on any website operated by you, or social media or blog, which are: sexually explicit, obscene, vulgar, or pornographic; offensive, profane, hateful, threatening, harmful, defamatory, libelous, harassing, or discriminatory; graphically violent; or solicitous of unlawful behavior.      
SENSITIVE INFORMATION. You will not import, or incorporate into, any contact lists or other content you upload to any website, software, or other electronic service hosted, provided by or connected to Our any of the following information: social security numbers, national insurance numbers, credit card data, passwords, security credentials, bank account numbers, or sensitive personal, health or financial information of any kind.      
ILLEGAL BUSINESS ACTIVITY. Any promotion of illegal business activity, promoting the sale or use of illegal drugs (including but not limited to Marijuana-derived CBD Oil); or infringing or promoting the infringement of the intellectual property rights of another.


In addition to the foregoing, We require you to follow these best practices when sending electronic communications:

Use only permission-based marketing electronic communications lists (i.e., lists in which each recipient affirmatively opted-in to receiving those electronic communications).      
Always include a working “unsubscribe” mechanism in each marketing electronic communication that allows the recipient to opt out from your mailing list (receipt/transactional messages that are exempt from “unsubscribe” requirements of applicable law are exempt from this requirement).      
Comply with all requests from recipients to be removed from your mailing list within the earlier of ten (10) days of receipt of the request, or the deadline under applicable law.      
Maintain, publish, and comply with a privacy policy that meets all applicable legal requirements, whether or not you control the sending of the electronic communications, and include a link to such privacy policy in your electronic communications.      
Include in each electronic communication a link to your then-current privacy policy applicable to that electronic communication.      
Include in each electronic communication your valid physical mailing address or a link to that information.       Do not send electronic communications to addresses obtained from purchased or rented lists.      
Do not use third party electronic addresses, domain names, or mail servers without proper permission from the third party.      
Do not routinely send electronic communications to non-specific addresses (e.g., webmaster@domain.com or info@domain.com).      
Do not engage in spamming.      
Do not disguise the origin, or subject matter of, any electronic communications or falsify or manipulate the originating message address, subject line, header, or transmission path information for any electronic communication.      
Do not send offers to obtain or attempt to obtain personal information, or generate leads, for third parties.      
Do not send “chain letters,” “pyramid schemes,” or other types of electronic messages that encourage the recipient to forward the content to strangers.      
Do not send to lists of addresses that are programmatically generated or scraped from the Internet.       Do not employ sending practices, or have overall message delivery rates, which may cause harm to our services or other users of our services.      
Do not send messages that may be considered junk mail. Some examples of these types of messages include, but are not limited to, messaging related to penny stocks, gambling, multi-level marketing

(except in compliance with the FTC’s Business Guidance Concerning Multi-Level Marketing, see http://www.ftc.gov/tips-advice/business-center/guidance/business-guidance-concerning-multi-level-marketing), direct to consumer pharmaceutical sales, and payday loans.  

You further agree to conduct yourself and all of your businesses in full compliance with all applicable laws, whether through the use of Us, including but not limited to members.millionaires.ai or otherwise.

Community guidelines. Which includes Live Mentoring calls and Discord Community Channels and Tiers

Millionaires.ai community, like any community, functions best when its users follow a few simple rules. By accessing and/or using the Websites, you agree to comply with these community guidelines (the “Community Guidelines”) and that:

You will comply with all applicable laws in your use of the Websites and will not use the Websites for any unlawful purpose;
You will not upload, post, email, transmit, or otherwise make available any content that:infringes any copyright, trademark, right of publicity, or other proprietary rights of any person or entity; oris defamatory, libelous, indecent, obscene, pornographic, sexually explicit, invasive of another’s privacy, promotes violence, or contains hate speech (i.e., speech that attacks or demeans a group based on race or ethnic origin, religion, disability, gender, age, veteran status, and/or sexual orientation/gender identity; ordiscloses any sensitive information about another person, including that person’s email address, postal address, phone number, credit card information, or any similar information.
You will not “stalk,” threaten, or otherwise harass another person;
You will not spam or use the Websites to engage in any commercial activities;
If you post any Registered User Content, you will stay on topic;
You will not access or use the Websites to collect any market research for a competing business;
You will not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
You will not interfere with or attempt to interrupt the proper operation of the Websites through the use of any virus, device, information collection or transmission mechanism, software or routine, or access or attempt to gain access to any data, files, or passwords related to the Websites through hacking, password or data mining, or any other means;You will not cover, obscure, block, or in any way interfere with any advertisements and/or safety features (e.g., report abuse button) on the Websites;
You will not use any robot, spider, scraper, or other automated means to access the Websites for any purpose without our express written permission; provided, however, we grant the operators of public search engines permission to use spiders to copy materials from the public portions of the Websites for the sole purpose of and solely to the extent necessary for creating publicly-available searchable indices of the materials, but not caches or archives of such materials;
You will not take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our technical infrastructure; andYou will let us know about inappropriate content of which you become aware. If you find something that violates our Community Guidelines, please let us know, and we’ll review it.

We reserve the right, in our sole and absolute discretion, to deny you access to the Websites, Membership, registration, or any portion of the Websites, without notice, and to remove any content that does not adhere to these Community Guidelines.

Restrictions

The Websites are only available for individuals aged 13 years or older. If you are 13 or older, but under the age of majority in your jurisdiction, you are responsible for reviewing this Agreement with your parent or guardian to make sure that you and your parent or guardian understand it and are legally compliant in your jurisdiction.

Sign-in name; password; unique identifiers


During the registration process for Members of members.millionaires.ai, which is hosted on the kajabi.com course creator software, once a purchase is completed we will create a user account with a kajabi created temporary password, which will be sent to your email, granting you digital access to our products, this includes a sign-in name (“Sign-In Name”), a password (“Password”), and perhaps certain additional information that will assist in authenticating your identity when you log-in in the future (“Unique Identifiers”). When editing your account in the members.millionaires.ai student portal, you must provide true, accurate, current, and complete information. Each Sign-In Name and corresponding Password can be used by only one Member, and sharing your access credentials with others (especially if they are using your credentials to access our proprietary Content (as defined below)) is a material breach of this Agreement. You are solely responsible for the confidentiality and use of your Sign-In Name, Password, and Unique Identifiers, as well as for any use, misuse, or communications entered through the Websites using one or more of them. You will promptly inform us of any need to deactivate a Password or Sign-In Name, or change any Unique Identifier. We reserve the right to delete or change your Password, Sign-In Name, or Unique Identifier at any time and for any reason and shall have no liability to you for any loss or damage caused by such action. Millionaires.ai will not be liable for any loss or damage caused by any unauthorized use of your account.

Payment Plans

Millionaires AI offers a range of payment plans to accommodate the diverse needs of our clients. By providing flexible payment options, we aim to make our programs including AI Creator 1:1 Millioanires program accessible to a wider audience, fostering a mutually beneficial relationship between participants and Millionaires AI.

These payment plans enable clients to manage their investment in a way that aligns with their financial capabilities, while also allowing us to deliver exceptional mentorship and support throughout their chosen program duration.By offering payment plans, we aim to remove any financial barriers that may prevent individuals from accessing our Millionaires program. Whether you prefer to make a one-time payment or spread the cost over several installments, our payment plans allow you to choose an option that suits your budget and payment preferences.  

This flexibility not only benefits our clients but also creates a win-win situation for everyone involved. By accommodating different financial needs, we can attract a diverse range of talented individuals who are passionate about enhancing their AI creation skills. This, in turn, enriches the learning experience for all participants as they collaborate and exchange ideas with peers from various backgrounds.  

Furthermore, offering payment plans reflects our commitment to fostering long-term relationships with our clients. We understand that investing in personal growth and development is a journey that extends beyond a single payment. Our payment plans allow participants to embark on a sustained mentorship experience, gaining invaluable insights and guidance over an extended period.  By making the AI Creator 1:1 Millionaires program accessible through flexible payment options, Millionaires AI strives to empower individuals to unlock their full potential in the field of AI creation. We believe that by supporting our clients in their financial journey, we can contribute to their success and the growth of the AI community as a whole.The following are the payment plans currently offered:

1 Month:
Price: $2,997 x 1
Link: 1 Month Payment Plan

2 Months:
Price: $2,497 x 2
Link: 2 Month Payment Plan
Price: $4,997 x 1
Link: 2 Month Full Payment

3 Month:
Price: $5,997 x 1
Link: 3 Month Full Payment
Price: $2,997 x 2
Link: 3 Month Payment Plan (2x)
Price: $1,997 x 3
Link: 3 Month Payment Plan (3x)  

Please note that these payment plans are subject to the terms and conditions outlined above.

The Terms for Payment Plans:

Payment Amount and Duration: The payment plans for the AI Creator 1:1 Millionaires program are designed to provide flexibility in payment options. The payment amount and duration vary depending on the selected plan. Please refer to the specific payment plan links provided for each duration option to view the details.

Payment Parts: The total payment for each plan is divided into multiple parts based on the selected payment plan. Please review the payment plan links provided for each duration option to understand the payment parts associated with that plan.

Notification Prior to Payment: As a courtesy, a reminder will be sent to the participants one week before the scheduled payment date. This notification will serve as a reminder of the upcoming payment and will provide participants with an opportunity to ensure sufficient funds are available for the transaction.

Card Charging: Payments for the selected payment plans will be processed automatically using the participant’s provided credit or debit card. The card will be charged according to the agreed-upon payment parts and schedule.

By enrolling in the AI Creator 1:1 Millionaires program and selecting a payment plan, participants acknowledge and agree to the following:
a. Authorization: Participants authorize the Millionaires program to charge their provided credit or debit card for the agreed-upon payment parts and schedule.
b. Payment Agreement: Participants understand and agree to fulfill their financial obligations according to the selected payment plan. Failure to make the required payments may result in the suspension or termination of their participation in the Millionaires program.
c. Changes and Cancellations: Participants understand that changes to the selected payment plan or cancellations must be requested in accordance with the Millionaires program’s cancellation and refund policy, as outlined in the terms and conditions.
d. Personal Information: Participants acknowledge that their personal and financial information will be securely stored and processed for the purpose of payment processing, in accordance with applicable privacy laws and regulations.  We adhere to strict privacy and data protection practices when collecting, storing, and using participants’ payment data. The following principles apply:

Collection and Use of Payment Data: Data Security: All payment data collected, including credit card information, will be processed securely and in compliance with applicable laws and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS). Limited Use: Payment data will only be used for processing payments, managing subscriptions, and addressing any payment-related inquiries or issues. We will not share participants’ payment data with third parties unless required by law or with explicit consent. It is important to review and agree to these terms before selecting a payment plan. If you have any further questions or concerns regarding the payment process, please contact the Millionaires program’s customer support for assistance.

Late Payment Consequences: In the event of a late payment, the following consequences may apply: Late Fees: A late fee may be charged for payments not received within the specified grace period. The exact amount of the late fee will be outlined in the payment plan details. Suspension of Access: Failure to make timely payments may result in the temporary suspension or restriction of access to program materials, resources, or benefits until the outstanding payment is received.

Auto-Renewal: For payment plans involving recurring payments, the following terms apply: Auto-Renewal: Unless canceled by the participant, the payment plan will automatically renew at the end of each billing cycle. The renewal period will be equal to the initial duration of the payment plan.

Confirmation of Payment: Participants will receive an email confirmation or receipt for each payment made. It is important to retain the confirmation as proof of payment.

Default and Remedies: In the event of default on payment obligations, the following actions may be taken:

Suspension of Access: Failure to fulfill payment obligations may result in the temporary suspension or restriction of access to program resources, materials, or benefits until the outstanding payment is resolved.

Legal Action: In cases of persistent default, legal action may be pursued to recover the outstanding payments. Participants will be responsible for any associated costs, including but not limited to legal fees and collection. expenses.

Customer Support: For any payment-related queries, concerns, or issues, participants can reach out to our dedicated customer support team at support@millionaires.ai.com. Contact information and customer support channels will be provided for prompt assistance and resolution of payment-related matters.

Please note that these terms and conditions are subject to review and modification at our discretion, and participants will be notified of any changes in advance.